Working Capital:

Swift & Efficient Business Funding Starts at $15,000


🔥Instant Access to Working Capital
🔥Adjustable Repayment Terms

We fuel business momentum when cash flow hits a speed bump. As working capital specialists, we transform financial constraints into opportunities for growth, providing swift funding solutions that keep your business engine running smoothly.

Consider us your financial pit crew – quick, reliable, and dedicated to keeping you in the race toward success

Darren Kurilko

941-800-8534 call/text

photo of high-rise building

🔥Putting our clients first since 2008🔥

Our Goal Is Simple: Approve Your Business for Financing

Unlock the path to financial success with our expert team dedicated to securing financing for your business.

Experience a seamless approval process as we guide you towards achieving your business goals.

Explore Our Tailored Financial Solutions


🔥Fast & Flexible Working Capital Loans🔥

Fuel your business growth with quick access to funds exactly when you need them. Our working capital loans offer terms from 3 to 12 months, competitive rates starting at just 13%, and manageable weekly payments. With easy qualifications—only 6 months in business, a 500+ credit score, and $35,000+ monthly revenue—you can get approved and funded as soon as the same day.

Secure your cash flow, seize opportunities, and keep your business moving forward today.

Explore Our Tailored Financial Solutions & Services

Explore Our Suite of Tailored Financial Solutions Designed to Meet Your Unique Business Goals and Accelerate Growth.

laptop computer on glass-top table

Our Flexible Business Loan Solutions

Our comprehensive funding solutions include:

🔥 Equipment Financing

🔥 Short term Financing

🔥 Term loans

🔥 Lines of credit

🔥 Consolidation, providing flexible options tailored to meet your specific business capital needs.

Each program is designed to address different financial situations, from immediate cash flow gaps to long-term growth investments.

Whether you need rapid access to working capital, predictable payment structures, revolving credit availability, or simplified debt management, our team customizes solutions to maximize your business potential while minimizing financial stress.

laptop computer on glass-top table
pen om paper
pen om paper

Short-Term Business Financing

Cash crunch? Not on our watch.

Unlock quick liquidity with our short-term financing, tailored for businesses needing funds fast—with flexible daily or weekly repayments tied directly to your monthly sales.

Easy terms of 3-12 months, starting at just 13%, and approval so swift, you'll wonder why you ever worried.

All you need is $35K+ monthly revenue, 6 months in business, and a credit score of at least 500.

stacked round gold-colored coins on white surface

Term Loans & Lines of Credit

Looking for stability or craving flexibility?

We've got both covered. Our fixed-rate term loans offer predictable payments and rates from 9%, perfect for businesses seeking clarity over 12-24 months (just bring a year in business and a 600+ credit score).

Need something more dynamic? Tap into our line of credit, draw funds whenever opportunities arise, and enjoy flexible terms from 3-18 months—ideal for seasoned businesses with a 700+ credit score and 3 years under their belt.

Contact me Today

Darren Kurilko

952-800-8534 text/call

stacked round gold-colored coins on white surface
black and silver laptop computer
black and silver laptop computer


Debt Consolidation, Simplified

Too many bills?

Time for some financial Kung Fu. Consolidate multiple debts into one clear, manageable repayment plan—terms range from 6-18 months. Simplify your finances and regain control, requiring only $35K monthly revenue, a year of business history, and a 600+ credit score.

Your books will thank you.

FAQ's

Answering Your Questions on our Loans.

REVENUE‐BASED LOAN & MERCHANT CASH ADVANCE - (details here)

Loan Details:

Amount: $20,000 - $5,000,000

Terms: 3-24 months

Approval Time: 24 hours

Funding: 50%-150% of average monthly sales

Qualification Requirements:

Minimum credit score: 500

Monthly revenue: $30,000+

Time in business: 6+ months

All industries qualify

Payment Structure:

Daily or weekly payments

Based on your revenue flow

Required Documents

✓ Business loan application
✓ 4-6 months business bank statements
✓ 4-6 months credit card processing statements (if applicable)


Fast approval • Flexible terms • Revenue-based qualification

FAQ image

EQUIPMENT FINANCING - (details here)

EQUIPMENT FINANCING

Loan Details

Amount: $20,000 - $5,000,000

Terms: 1-5 years

Interest Rate: As low as 6%

Approval Time: As fast as a few days

Financing: 60%-95% of equipment value

Qualification Requirements

Minimum credit score: 580

Monthly revenue: $30,000+

Funding: 100%-200% of average monthly sales

Payment Structure

Monthly payments

Competitive rates starting at 6%

Required Documents

✓ Business loan application
✓ 4-6 months business bank statements
✓ Copy of equipment invoice


Low rates • Fast approval • High financing amounts

FAQ image

BUSINESS LINE OF CREDIT - (details here)

Credit Line Details

Amount: $5,000 - $100,000

Term: Up to 12 months

Interest Rate: Starting at 15%

Funding Speed: Same-day funding available

Qualification Requirements:

✓Minimum credit score: 650

✓Monthly revenue: $20,000+

✓Time in business: 2+ years

Existing loans allowed

Key Features:

Revolving credit - reuse as you pay down

Pay only for funds used - no interest on unused portion

✓Weekly payment schedule

✓Flexible access to working capital

Required Documents for Pre-Approval

✓ Business loan application
✓ 4 months business bank statements
✓ Driver's license
✓ Voided check
✓ Analyst consultation


Revolving access • Pay as you use • Same day funding

FAQ image

What programs do you offer?

We mainly offer short-term business financing that is based on the deposits in your business bank account. We can also do LOCs, Personal, SBA ,and term loans.

Most of our financing requires ZERO collateral, and I could have the funds in your account today.

What type of funding solution are you looking for?

How Much Work is it to Get a Loan Offer/Approved?

Getting Your Loan Offer is Surprisingly Simple

We've streamlined the process to respect your time.

Here's all it takes:

Step 1: Complete our quick 5-minute application online (link is HERE)

Step 2: Submit your 3 most recent bank statements. (We will send a secure link over)

Step 3: Receive your loan offer within 24 hours

That's it. No endless paperwork, no weeks of waiting, no jumping through hoops. Just a straightforward process that gets you the capital you need, fast.

Applications submitted after 5 PM on Fridays will be processed first thing Monday morning.

Contact us Today...

FAQ image

PERSONAL & START-UP LOAN - (details here)

Personal loans can be utilized for startup business financing.

Loan Details:

Amount: $20,000 - $500,000

Options: Secured (with real estate) or unsecured

Interest Rates: Unsecured: Starting at 6% Secured: Starting at 12%

Qualification Requirements:

Credit Score: 700+ (for unsecured)

Annual Revenue: $50,000+ (verified by taxes or paystubs)

Credit Profile Requirements:

Less than 35% credit utilization

Minimal recent credit inquiries

Strong credit history with no recent negative items

Application Process:

Step 1: Complete online loan application

If Approved, provide:

✓ Tax returns
✓ Bank statements
✓ Pay stubs
✓ Utility bill
✓ Analyst phone call (required)


Competitive rates • Flexible options • Strong credit rewarded

FAQ image

SBA 7(a) LOAN and SBA Express - (details here)

SBA LOANS

Loan Details

Amount: $100,000 - $5,000,000

Terms: 5-25 years

Interest Rate: 5-9%

Funding Time: 4-8+ weeks

Qualification Requirements

✓ Minimum credit score: 680

✓ Annual revenue: $500,000+

✓ Time in business: 2+ years

Select industries eligible

Credit & Financial Requirements

✓ Strong credit history required

✓ Must show profit on tax returns

✓ No excessive business debt

✓ Demonstrated financial stability

Required Documents for Pre-Approval

✓ SBA loan application
✓ 12 months business bank statements
✓ 2 years business tax returns
✓ 2 years personal tax returns
✓ YTD financials (P&L and balance sheet)
✓ Recent credit report


Lowest rates • Longest terms • Government-backed financing

What can I use the money for..?

🔥Purchasing NEW Equipment or Supplies

🔥Managing Cash Flow Gaps

🔥Inventory Purchases or Restocking

🔥Payroll and Employee Expenses

🔥Hiring Additional Staff

🔥Marketing and Advertising Campaigns

🔥Covering Seasonal Fluctuations

🔥Business Expansion and Growth

🔥Initiatives, Renovations, or Facility Improvements

🔥Paying for Unexpected Expenses or Emergencies

🔥Accounts Payable (Settling Debts or Outstanding Invoices)

🔥Launching New Products or Services

🔥Upgrading Technology or Systems

🔥Funding Operational Costs

🔥Investing in Training and Professional Development

🔥Meeting Short-Term Obligations

🔥Preparing for Peak Business Seasons

🔥Bridge Financing (covering gaps between funding rounds or larger loans)

🔥Personal Loans can be used to buy or fund a business - Great for Start-up Capital

Working capital loans and other types we offer provide the flexibility your business needs to thrive, adapt quickly, and take advantage of growth opportunities without delay.

FAQ image

How quickly can I get funded?

Can be as short as 2-4 hours. I can get your file into processing and get some numbers for you as soon as you complete the application and send over the last 3 months bank statements. Are you in front of a computer right now? I can walk you through the application if you have a couple of minutes.

Are your loans collateralized? 

No, we do not, so you do not have to put up any of your assets for this type of financing.

(Some personal loans may need RE Collateral)