We fuel business momentum when cash flow hits a speed bump. As working capital specialists, we transform financial constraints into opportunities for growth, providing swift funding solutions that keep your business engine running smoothly.
Consider us your financial pit crew – quick, reliable, and dedicated to keeping you in the race toward success
🔥Putting our clients first since 2008🔥
Our Goal Is Simple: Approve Your Business for Financing
Unlock the path to financial success with our expert team dedicated to securing financing for your business.
Experience a seamless approval process as we guide you towards achieving your business goals.
🔥Fast & Flexible Working Capital Loans🔥
Fuel your business growth with quick access to funds exactly when you need them. Our working capital loans offer terms from 3 to 12 months, competitive rates starting at just 13%, and manageable weekly payments. With easy qualifications—only 6 months in business, a 500+ credit score, and $35,000+ monthly revenue—you can get approved and funded as soon as the same day.
Secure your cash flow, seize opportunities, and keep your business moving forward today.
Explore Our Suite of Tailored Financial Solutions Designed to Meet Your Unique Business Goals and Accelerate Growth.
Our comprehensive funding solutions include:
🔥 Equipment Financing
🔥 Short term Financing
🔥 Term loans
🔥 Lines of credit
🔥 Consolidation, providing flexible options tailored to meet your specific business capital needs.
Each program is designed to address different financial situations, from immediate cash flow gaps to long-term growth investments.
Whether you need rapid access to working capital, predictable payment structures, revolving credit availability, or simplified debt management, our team customizes solutions to maximize your business potential while minimizing financial stress.
Cash crunch? Not on our watch.
Unlock quick liquidity with our short-term financing, tailored for businesses needing funds fast—with flexible daily or weekly repayments tied directly to your monthly sales.
Easy terms of 3-12 months, starting at just 13%, and approval so swift, you'll wonder why you ever worried.
All you need is $35K+ monthly revenue, 6 months in business, and a credit score of at least 500.
Looking for stability or craving flexibility?
We've got both covered. Our fixed-rate term loans offer predictable payments and rates from 9%, perfect for businesses seeking clarity over 12-24 months (just bring a year in business and a 600+ credit score).
Need something more dynamic? Tap into our line of credit, draw funds whenever opportunities arise, and enjoy flexible terms from 3-18 months—ideal for seasoned businesses with a 700+ credit score and 3 years under their belt.
Contact me Today
Darren Kurilko
952-800-8534 text/call
Too many bills?
Time for some financial Kung Fu. Consolidate multiple debts into one clear, manageable repayment plan—terms range from 6-18 months. Simplify your finances and regain control, requiring only $35K monthly revenue, a year of business history, and a 600+ credit score.
Your books will thank you.
FAQ's
Answering Your Questions on our Loans.
Loan Details:
Amount: $20,000 - $5,000,000
Terms: 3-24 months
Approval Time: 24 hours
Funding: 50%-150% of average monthly sales
Qualification Requirements:
Minimum credit score: 500
Monthly revenue: $30,000+
Time in business: 6+ months
All industries qualify
Payment Structure:
Daily or weekly payments
Based on your revenue flow
Required Documents
✓ Business loan application
✓ 4-6 months business bank statements
✓ 4-6 months credit card processing statements (if applicable)
Fast approval • Flexible terms • Revenue-based qualification
EQUIPMENT FINANCING
Loan Details
Amount: $20,000 - $5,000,000
Terms: 1-5 years
Interest Rate: As low as 6%
Approval Time: As fast as a few days
Financing: 60%-95% of equipment value
Qualification Requirements
Minimum credit score: 580
Monthly revenue: $30,000+
Funding: 100%-200% of average monthly sales
Payment Structure
Monthly payments
Competitive rates starting at 6%
Required Documents
✓ Business loan application
✓ 4-6 months business bank statements
✓ Copy of equipment invoice
Low rates • Fast approval • High financing amounts
Credit Line Details
Amount: $5,000 - $100,000
Term: Up to 12 months
Interest Rate: Starting at 15%
Funding Speed: Same-day funding available
Qualification Requirements:
✓Minimum credit score: 650
✓Monthly revenue: $20,000+
✓Time in business: 2+ years
✓Existing loans allowed
Key Features:
✓Revolving credit - reuse as you pay down
✓Pay only for funds used - no interest on unused portion
✓Weekly payment schedule
✓Flexible access to working capital
Required Documents for Pre-Approval
✓ Business loan application
✓ 4 months business bank statements
✓ Driver's license
✓ Voided check
✓ Analyst consultation
Revolving access • Pay as you use • Same day funding
What programs do you offer?
We mainly offer short-term business financing that is based on the deposits in your business bank account. We can also do LOCs, Personal, SBA ,and term loans.
Most of our financing requires ZERO collateral, and I could have the funds in your account today.
What type of funding solution are you looking for?
Getting Your Loan Offer is Surprisingly Simple
We've streamlined the process to respect your time.
Here's all it takes:
Step 1: Complete our quick 5-minute application online (link is HERE)
Step 2: Submit your 3 most recent bank statements. (We will send a secure link over)
Step 3: Receive your loan offer within 24 hours
That's it. No endless paperwork, no weeks of waiting, no jumping through hoops. Just a straightforward process that gets you the capital you need, fast.
Applications submitted after 5 PM on Fridays will be processed first thing Monday morning.
Contact us Today...
Personal loans can be utilized for startup business financing.
Loan Details:
Amount: $20,000 - $500,000
Options: Secured (with real estate) or unsecured
Interest Rates: Unsecured: Starting at 6% Secured: Starting at 12%
Qualification Requirements:
Credit Score: 700+ (for unsecured)
Annual Revenue: $50,000+ (verified by taxes or paystubs)
Credit Profile Requirements:
Less than 35% credit utilization
Minimal recent credit inquiries
Strong credit history with no recent negative items
Application Process:
Step 1: Complete online loan application
If Approved, provide:
✓ Tax returns
✓ Bank statements
✓ Pay stubs
✓ Utility bill
✓ Analyst phone call (required)
Competitive rates • Flexible options • Strong credit rewarded
SBA LOANS
Loan Details
Amount: $100,000 - $5,000,000
Terms: 5-25 years
Interest Rate: 5-9%
Funding Time: 4-8+ weeks
Qualification Requirements
✓ Minimum credit score: 680
✓ Annual revenue: $500,000+
✓ Time in business: 2+ years
Select industries eligible
Credit & Financial Requirements
✓ Strong credit history required
✓ Must show profit on tax returns
✓ No excessive business debt
✓ Demonstrated financial stability
Required Documents for Pre-Approval
✓ SBA loan application
✓ 12 months business bank statements
✓ 2 years business tax returns
✓ 2 years personal tax returns
✓ YTD financials (P&L and balance sheet)
✓ Recent credit report
Lowest rates • Longest terms • Government-backed financing
🔥Purchasing NEW Equipment or Supplies
🔥Managing Cash Flow Gaps
🔥Inventory Purchases or Restocking
🔥Payroll and Employee Expenses
🔥Hiring Additional Staff
🔥Marketing and Advertising Campaigns
🔥Covering Seasonal Fluctuations
🔥Business Expansion and Growth
🔥Initiatives, Renovations, or Facility Improvements
🔥Paying for Unexpected Expenses or Emergencies
🔥Accounts Payable (Settling Debts or Outstanding Invoices)
🔥Launching New Products or Services
🔥Upgrading Technology or Systems
🔥Funding Operational Costs
🔥Investing in Training and Professional Development
🔥Meeting Short-Term Obligations
🔥Preparing for Peak Business Seasons
🔥Bridge Financing (covering gaps between funding rounds or larger loans)
🔥Personal Loans can be used to buy or fund a business - Great for Start-up Capital
Working capital loans and other types we offer provide the flexibility your business needs to thrive, adapt quickly, and take advantage of growth opportunities without delay.
How quickly can I get funded?
Can be as short as 2-4 hours. I can get your file into processing and get some numbers for you as soon as you complete the application and send over the last 3 months bank statements. Are you in front of a computer right now? I can walk you through the application if you have a couple of minutes.
Are your loans collateralized?
No, we do not, so you do not have to put up any of your assets for this type of financing.
(Some personal loans may need RE Collateral)